Looking for new ways to expand your online services?
In today’s economy, banks must implement proactive strategies and powerful technology in order to outpace the competition. Attracting and retaining customers depends on your ability to provide them with convenient access to the services they need and want. Empower your customers with Opening Act, Jack Henry Banking’s online account opening and consumer/mortgage loan origination solution that gives your customers the freedom to open new accounts and apply online for credit cards, auto loans, retail loans, and home equity and mortgage loans in seconds using your Internet banking Web site.
Opening Act – Online account opening solution for deposits and loans
Opening Act is a Web-based origination system that enhances Internet banking sites with the capabilities to securely and seamlessly originate deposit accounts, consumer and mortgage loans, and credit cards. This solution offers deposit account origination capabilities that include multiple identity verifications, credit and OFAC checks, and queries against check history. Opening Act enables funds to be immediately transferred into new deposit accounts via ACH, debit cards, and credit cards and offers the ability to generate pre-filled documents and signature cards. Opening Act’s loan origination capabilities allow customers to apply online for credit cards and auto, consumer, home equity, and mortgage loans. This solution’s sophisticated pre-qualifying engine analyzes loan and credit data in real time and typically generates lending decisions in 10 to 15 seconds. This system interfaces with Fannie Mae Desktop Underwriter, Freddie Mac Loan Prospector, and AVM; validates flood report, title, and tax information; and provides a credit analyzer to help customers improve their credit ratings.
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